Website disclaimer

General information only

All information on carfinancecairns.com.au is general in nature. It does not take into account your objectives, financial situation or needs, and it is not credit advice or a recommendation to apply for any particular product.

We are not a lender

Simple Loans Pty Ltd does not lend money and does not approve credit. We refer enquiries to lenders and credit providers. All applications are subject to the lender's assessment, approval criteria, terms, conditions, fees and charges.

No guarantee of approval

Nothing on this site is a promise or guarantee that you will be approved for finance, or approved on any particular rate or term. Statements about typical timeframes reflect common outcomes, not commitments.

Enquiring does not affect your credit score

Submitting an enquiry through this site does not involve a hard credit enquiry and does not affect your credit score. A credit check is only performed later, with your consent, if you proceed to a formal application with a lender.

Repayment estimates

Indicative repayment ranges shown on this site are calculated from a generic interest rate range over an assumed term. They exclude fees and charges, are not comparison rates, and should not be relied on as the cost of any credit product offered to you.

Third-party content

The Website may reference third parties or link to external sites. We do not control and are not responsible for their content, products or practices.

Accuracy

We take reasonable care to keep information current but do not warrant that it is accurate, complete or up to date. To the extent permitted by law, we exclude liability for any loss arising from reliance on it.